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Course presents overview of personal and family financial planning.  Topics focus on financial record-keeping, planning one’s spending, consumer credit, tax planning, making buying decisions, purchasing insurance, selecting investments, and retirement and estate planning.

    1.    Acquire financial knowledge to manage personal finances.

    2.    Develop financial skills and use financial tools for personal financial management.

    3.    Learn to apply personal financial knowledge in distinguishing between needs and wants, and how to best satisfy them.

    4.    Prepare himself/herself for reaching reasonable financial security.

Students and employees at Oakton Community College are required to demonstrate academic integrity and follow Oakton's Code of Academic Conduct. This code prohibits:

• cheating,
• plagiarism (turning in work not written by you, or lacking proper citation),
• falsification and fabrication (lying or distorting the truth),
• helping others to cheat,
• unauthorized changes on official documents,
• pretending to be someone else or having someone else pretend to be you,
• making or accepting bribes, special favors, or threats, and
• any other behavior that violates academic integrity.

There are serious consequences to violations of the academic integrity policy. Oakton's policies and procedures provide students a fair hearing if a complaint is made against you. If you are found to have violated the policy, the minimum penalty is failure on the assignment and, a disciplinary record will be established and kept on file in the office of the Vice President for Student Affairs for a period of 3 years.
Details of the Code of Academic Conduct can be found in the Student Handbook.

ASSIGNMENT/CHAPTER TOPICS
        Introduction
    1    Personal Financial Planning
    2    Financial Aspects of Career Planning
    3    Money Management
    4    Planning Your Tax Strategy
TEST 1   (Chapters 1-4)
    5    The Banking Services of Financial Institutions
    6    Introduction to Consumer Credit
    7    Choosing a Source of Credit
    8    Consumer Purchasing Strategies
    9    The Finances of Housing
TEST II (Chapters 5-9)
    10    Home & Automobile Insurance
    11    Health & Disability Insurance
    12    Life Insurance
TEST III (Chapters 10-12)
    13    Fundamentals of Investing
    14    Investing in Stocks
    15    Investing in Bonds
    16    Investing in Mutual Funds
TEST IV (Chapters 13-16)
    17    Real Estate & Other Investment Alternatives
    18    Retirement Planning
    19    Estate Planning
TEST V (Chapters 17-19)

Presentation will include lecture, class discussion, films, exercises and case studies.
Course may be taught as face-to-face, media-based, hybrid or online course.

1.    Reading Assignments
2.    Written Assignments
3.    Case Studies
4.    Homework Chapter Assignments

Note: Current textbook information for each course and section is available on Oakton's Schedule of Classes.

Required Text:
Personal Finance, by Drs. Jack R. Kapoor, Les R. Dlabay and Robert J. Hughes;
Irwin-McGraw Hill, Inc.  Sixth Edition.

Supplemental readings form Money, The Changing Times,  The Wall Street Journal, and Consumer
Reports in your local library.

Grades are based on the exams, written assignments, classroom attendance and classroom presentations as assigned by the instructor.

If you have a documented learning, psychological, or physical disability you may be entitled to reasonable academic accommodations or services. To request accommodations or services, contact the Office of Access, Equity and Diversity. All students are expected to fulfill essential course requirements. The College will not waive any essential skill or requirement of a course or degree program.